“转账”的拼音为：zhuǎn zhàng...

他靠每周领取的作为病残养老金的直接转账救济支票过日子。He lived on an invalidity pension which came as a weekly giro.用直接转账支付to pay by giro只要该银行属于直接转账系统，就不会额外收取费用。There will be no further costs as long as the bank is part of the giro network....

“转账”的英语可以翻译为：transfer accounts，bring forward，carry over [forward] ...